Flexible Down Payments

Have you ever been told in the past that if you don’t get enough down payment and if there’s a shortage on the minimum earned, your agency would be on the hook for the difference? A lot of clients in the past have been told this, which results in them believing they need to get 25% down.

With EPFA, we’ve pre-negotiated for 15% down with absolutely no credit exposure to your agency, as well as increasing the number of installments from 9 to 10. Doesn’t 15% down with 10 installments sound better than 25% down with 9 installments? This is what makes EPFA different. If you have $100,000 in premium, you only have to come up with $15,000 rather than $25,000. That’s a huge benefit and could be a huge cash flow advantage for your insureds.

A lot of our clients historically haven’t had this option for a lower down payment and flexible installments because they didn’t have a lot of premium finance volume to offer to their vendor. EPFA has that volume so when you join us, you will get those options as well. It doesn’t get any better than that!  

We are here for you and will do our best to make sure you have options. To learn more, come talk to us today!